Flashcards : Fundamentals of Financial System and Markets — 20 cartes

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1Question

Financial System Components — elements?

Réponse

Institutions, markets, instruments, services.

2Question

Participants in Markets — roles?

Réponse

Lenders, borrowers, investors, government.

3Question

Financial Market Types — examples?

Réponse

Capital, money, foreign exchange, derivatives.

4Question

Financial Institutions Role — function?

Réponse

Mobilize savings, allocate funds.

5Question

Financial Instruments Types — categories?

Réponse

Shares, bonds, derivatives.

6Question

Instruments Classification — based on?

Réponse

Ownership, debt, money.

7Question

Financial Regulators — examples?

Réponse

Central banks, securities commissions.

8Question

Money and Banking Interaction — relationship?

Réponse

Money facilitates transactions; banks create and circulate money.

9Question

Surplus Spending Units — definition?

Réponse

Entities with excess income, save or lend.

10Question

Deficient Spending Units — definition?

Réponse

Entities needing funds, borrow for expenses.

11Question

Financial Market — purpose?

Réponse

Trade financial instruments, transfer funds.

12Question

Financial Institutions — main function?

Réponse

Intermediaries linking savers and borrowers.

13Question

Financial Instruments — legal document?

Réponse

Represents rights/obligations in transactions.

14Question

Classification of Instruments — main types?

Réponse

Ownership (shares), debt (bonds), money (notes).

15Question

Financial Regulators — main goal?

Réponse

Ensure stability, transparency, protect investors.

16Question

Money — role?

Réponse

Medium of exchange, store of value, unit of account.

17Question

Banking Functions — include?

Réponse

Accept deposits, give loans, facilitate payments.

18Question

Surplus Units — examples?

Réponse

Households, government with excess funds.

19Question

Deficit Units — examples?

Réponse

Firms, households, government borrowing.

20Question

Interaction of Money and Banking — importance?

Réponse

Supports liquidity, economic activity, stability.

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1. When was the Bank of England, a pivotal financial institution in the role of financial institutions, established?

2. How do surplus spending units typically apply their excess funds in practice within the financial system?

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